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Home > Finance > Ford Credit > Personal Finance > Personal Finance Comparison

Finance Plans for Personal Customers

Use the comparison below to help you decide which type of financing is right for you. 

Plan Features


Ford Hire Purchase

Available from your Ford Dealer YES YES
Option to own the vehicle YES YES
Vehicle Age New & Used vehicles (age limits apply) New & Used vehicles (age limits apply)
Available on Cars & Commercial Vehicles Cars - YES, Commercial Vehicles - NO YES
Finance Term 37 months 24 to 61 months
Typical Deposit 10% to 30% of the On the Road Price min. 20% of on the road price
Fixed monthly payments YES YES
Optional Final Payment YES NO
Flexible End of Contract Options Renew/Retain/Return Renew/Retain



  • Bank of Ireland trading as Ford Credit is regulated by the Central Bank of Ireland. The FORD and FORD CREDIT trademarks are owned by Ford Motor Company and its affiliates are used under license.

    Lending criteria and terms and conditions apply. Applicants must be aged 18 or over. The information is for illustrative purposes only and does not constitute an offer.