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Home > Finance > Ford Credit > Commercial Finance > Ford Credit Business Hire Purchase


Ford Business Hire Purchase is a product for business car and commercial vehicle customers interested in ownership.

Vehicle Eligibility

New and Used Vehicles across the Ford range. Age limits apply.

How it Works

Transit custom

How It Works

Deposit: - This is deducted from the price of the vehicle.

Monthly Payments - These are calculated by deducting the deposit from the vehicle price.  Any interest and fees are added to the balance  and then split into equal monthly payments.

Features & Benefits

  • Fixed monthly payments to suit your business needs
  • A choice of repayment periods and deposit levels
  • At the end of the agreement, assuming all payments (including the Purchase Fee) have been made, your business owns the vehicle

Your fixed monthly payment will depend on the following:

  • Agreement length – choose from 24 to 61 months
  • The amount of the deposit you wish to pay
  • The Ford vehicle you want to drive

Will Ford Business Hire Purchase work for me and my business?

  • As owners of the vehicle, your business retains any profit from the sale of the vehicle
  • For business and taxation purposes, vehicles acquired under a Hire Purchase arrangement are treated as fixed assets of your company with the amount being treated as a liability.
  • The interest costs may also be written off over the term of the agreement. The VAT amount on the vehicle can be claimed back from Revenue in one upfront payment at the beginning of the agreement (subject to vehicle qualification for VAT rebate).

I'm interested. What are my next steps?

  1. Your Ford Dealer will be able to provide you with an instant quotation showing your monthly payments
  2. Once you are happy with your quote, your Ford Dealer will submit your application to Ford Credit
  3. When the finance documentation is complete, you can drive away in your new Ford Commercial Vehicle

At The End

Your business owns the vehicle at the end of the agreement assuming all payments plus the purchase fee have been made.

For more information, and for help choosing a commercial vehicle, visit your local Dealer now.

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  • The credit provider is Bank of Ireland trading as Ford Credit. The FORD and FORD CREDIT trademarks are owned by Ford Motor Company and its affiliates are used under license.

    Lending criteria and terms and conditions apply. Applicants must be aged 18 or over.

    The information is for illustrative purposes only and does not constitute an offer.

    For business users only.

    Finance offers are made under a hire purchase agreement.