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Finance Plans for Commercial Vehicles

Use the comparison below to help you decide which type of financing is right for you. 

Plan Features

Ford Lease ** Ford Contract Hire * Ford Business Hire Purchase * Ford Finance Lease *
Available From Your Ford Dealer
YES YES YES YES
Option To Own The Vehicle
NO NO YES NO
Vehicle Age  
New vehicles New and used vehicles (age limits apply) New and used vehicles (age limits apply) New and used vehicles (age limits apply)
Available on cars and commercial vehicles
YES YES YES YES
Finance Term  
24-60 months 25 to 61 months 24 to 61 months 24-61 months
Typical advance rental/deposit
Typically 3 monthly rentals in advance Minimum one month's rental
Typically 3 month's rental
20% of the On the Road Price (VAT normally paid up front for Commercial Vehicles) Minimum one month's rental
Typically 3 month's rental
Fixed monthly rentals
YES YES YES YES
Flexible End of Contract Options  
Renew/Return Renew/Return Renew/Return Renew/Extend
VAT on monthly rentals
Vat registered businesses may be able to   reclaim all or part of the VAT element of the   monthly rental VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental No VAT on payments but VAT on vehicle may be fully recoverable upfront VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental
  • **The Ford Lease provider is Merrion Fleet Management Limited trading as Ford Lease, 15/16 Holly Avenue, Stillorgan Industrial Park, County Dublin A94 XA72.  Ford Lease is a contract hire and fleet management product.  Merrion Fleet Management Limited also trading as ALD Automotive is registered in Ireland No. 317799.

    Ford Lease is a Registered Trademark of Ford Motor Company and used under license by ALD Automotive Ltd in relation to this product.  

    Lending criteria and terms and conditions apply.
    The information is for illustrative purposes only and does not constitute an offer.

    The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.

    *The credit provider is Bank of Ireland Leasing Limited, trading as Ford Credit. The FORD and FORD CREDIT trademarks are owned by the Ford Motor Company and its affiliates are used under license.

    Lending criteria and terms and conditions apply. Applicants must be aged 18 or over.

    The information is for illustrative purposes only and does not constitute an offer.

    For business users only.

    Bank of Ireland Leasing Ltd is an insurance intermediary regulated by the Central Bank of Ireland.

    Warning
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